Looks at the secularisation of thrift through the influence of Benjamin
Franklin, and his belief that one can work one’s way into heaven; in other
words that salvation can be earned. Explores Victorian writers such as
Wharton and Dickens, as well as Samuel Smiles and his emphasis on individual
responsibility and self-improvement. Finally, compares today’s austerity
policies and emphasis on household economia to Victorian thinking and the
influence of Disraeli’s One Nationism.